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CREDIT CARDS




Federal Reserve
Bank of Chicago

230 South LaSalle St.
Chicago, IL 60604
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First Northwest Bank

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CHASE
Chase Northpoint
300 E Rand Rd
Arlington Heights, IL 60004
(847) 870-7003

Chase Downtown Arlington Heights
1 N Dunton Ave
Arlington Heights, IL 60005
(847) 870-2900

Chase Randhurst
55 E Euclid Ave
Mount Prospect, IL 60056
(847) 392-1600

Chase Buffalo Grove Dominick's
770 S Buffalo Grove Rd
Buffalo Grove, IL 60089
(847) 520-3958

Chase South Palatine
825 W Euclid Ave
Palatine, IL 60067
(847) 925-1149

Chase Palatine Dominick's

615 E Dundee Rd
Palatine, IL 60067
(847) 934-192

Bank of America
Rand & Palatine
455 East Rand Road - 0.51 miles
Arlington Heights, IL 60004
847.506.1080 (Customer Service)

Rand & Thomas
1434 N. Rand Rd. - 1.23 miles
Arlington Heights, IL 60004
847.394.8910

Near Buffalo Grove High Schoo
1355 West Dundee Road - 1.54 miles
Buffalo Grove, IL 60089
847.259.6300

Golf & Algonquin
850 W. Algonquin Road - 4.66 miles
Arlington Heights, IL 60005
847.577.7663

Ben Franklin Bank Of Illinois
benfrankbank.com
14 N Dryden Pl
847-398-0990

360 Northwest Highway
847-259-5752

1250 Central
847-577-0791




Citibank

Citibank Arlington North
Palatine Rd and Arlington Heights Rd
1828 N. Arlington Heights Rd
Arlington Heights, IL, 60004
(800) 627-3999

Citibank Arlington Main
Downtown Arlington Heights
25 E. Campbell St
Arlington Heights, IL
(800) 627-3999

Buffalo Grove
Buffalo Grove Rd and Dundee
105 W. Dundee Rd
Buffalo Grove, IL, United States
60089

Cole Taylor Bank

covestbanc

Fifth Third Bank (53.com)

Village Bank & Trust
(formerly First Northwest Bank)

Village Bank Main Bank
234 W. Northwest Highway
Arlington Heights, IL 60004
(847) 670-1000

Village Bank Midtown
311 S. Arlington Heights Road
Arlington Heights, IL 60005
(847) 483-6000

Village Bank Uptown Banking Center
150 E. Rand Road
Arlington Heights, IL 60004
(847) 870-5000

Harris Bank

The Peoples' Bank of Arl Hts
10 South Vail Avenue
Arlington Heights, IL 60005
847 368 0100 or 847-670-0909

South Bank
1104 South Arlington Heights Road
Arlington Heights, IL 60005
847-368-0100

US Bank


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Major U.S. Bank Mergers
Chase National Bank & Equitable Trust
>> Chase National Bank (1930)

Bank of th eManhattan Co. & Chase National Bank >> Chase Manhattan Bank (1955)

Chase Manhattan Corporation & Lincoln First Bank >>Chase Manhattan Corporation and Chase Lincoln First

Chemical Banking Corp. & Chase Manhattan Corp. >> Chase Manhattan Corporation (1995)




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QUICK GLOSSARY

APR Annual Per centage Rate is the cost of credit of consumer loans expressed as a percentage rate per year.

ATM Automated Teller Machine accessed by a magnetic bank card allows consumers to make deposits, obtain cash, pay bills, and transfer money between accounts, etc.

Beige Book
(
2003, 2002) is published eight times per year. Each Federal Reserve Bank gathers anecdotal information on current economic conditions in its District through reports from Bank and Branch directors and interviews with key business contacts, economists, market experts, and other sources.

Discount Rate
is the rate charged to banks for a loan. The Federal Reserve creates new money for the loan. The Discount Rate is used to control the flow of money into the economy. The higher Discount Rate allows more money to flow into the system as more banks borrow.

The Federal Reserve
is twelve banks with 25 regional branches. The "Fed" loans money to consumer banks, which in turn loan to consumers. The "Fed" also audits these banks, regulates the money supply, controls currency, serves as the U.S. government bank (including issuing savings bonds), serves as the clearinghouse of national check-clearing, and secures gold reserves.

Long-Term Debt is debt that matures in 5 years or more.

Money Supply is the total stock of money in the economy. Money is grouped in money aggregates as follows: M1, the currency in circulation as cash and checking accounts; M2, includes M1 and includes savings accounts and small time deposits, such as CDs; M3 includes M1 and M2 and includes financial holdings of large institutions that are not easily converted to cash payments.

P* (pronounced P star) is the statistical formula that measures the effect of Federal Reserve monetary policy on the rate of inflation. The forumula is defined P*=M2xV*/Q* where M2 is the money aggregate (see Money Supply above), V* is the velocity of money (the number of times it turns over), and Q* is the estimated value of the Gross National Product.

Periodic Rate (defined as a percentage monthly, daily or other regular interval) is a finance charge on consumer credit loan balances.

Signature Loan is an unsecured loan (usually to an individual) that is backed without collateral. The loans are given to individuals with solid credit who sign a promissory note, legal evidence of the debt.


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